We accept dental insurance plans in St. Petersburg

If you are looking for a dentist that accepts HMO insurance in St. Petersburg, the team at Florida Dental Centers St. Petersburg can provide you with expert assistance and the right information to help guide your search. Whether you are currently enrolled in an HMO dental plan or are seeking a dentist that accepts PPO insurance, our team can provide the right answers for you. We have the depth of experience and the proven knowledge of the dental insurance industry that you need to make the most appropriate choices for yourself and for your family. If you need dental care in St. Petersburg, our team is always here to help.

The Most Frequently Asked Questions About Dental Insurance in St. Petersburg

At our dental practice, we often receive questions from current and prospective patients about the services we offer and the types of insurance we accept. We can provide answers to these and many other questions for those who contact Florida Dental Centers St. Petersburg by phone or by scheduling a consultation with our dental team:

• Is there a dentist near me who accepts my insurance?
• What is the difference between an HMO and PPO dental plan?
• What is a deductible? How much will I need to pay before my deductible is satisfied for a calendar year?
• Will I need to pay a copayment for services covered by my dental plan? Is there an annual maximum limit on the amount my insurance company will pay for my dental care?
• Which dentist takes my insurance in St. Petersburg?
• Can Florida Dental Centers St. Petersburg help me by showing me how to use my dental insurance with a dentist in St. Petersburg?
• How can I find a dentist in St. Petersburg by insurance type and company?
• What are the benefits of dental insurance?
• Will dental plans cover orthodontic and cosmetic services like implants, bridges and braces? Are Invisalign® orthodontic tray systems covered by dental insurance?
• Do I need to get preauthorization for some services before receiving treatment?

If you need answers to these questions, contact Florida Dental Centers St. Petersburg today at (727) 477-0318 to touch base with our administrative specialists. We are here to help you find the right insurance for your needs and your budget.

Types of Dental Insurance

If you are trying to find a dentist in St. Petersburg by insurance type, you should know that there are two basic types of dental insurance:

• PPO plans offer greater flexibility in choosing a dentist but cost more than some alternatives. You will typically pay a deductible for a PPO dental plan. Most PPOs also have an annual maximum limit for coverage, which can sometimes end up costing you significantly more out of pocket than an HMO dental plan.
• HMO plans typically feature lower premiums but restrict you to a limited network of providers. In general, HMO plans do not have a deductible that must be met before your care can be covered. Most HMO dental plans also do not have an annual maximum limit or restrictions on how often you can visit the dentist. You will, however, usually be required to make copayments for your care. Preventive and diagnostic services, however, may be completely covered by your HMO dental plan.

Our dentists participate in both HMO and PPO plans and in many dental discount options to help you save money on the cost of your care. If you need help in choosing a plan that will work for you and your family, Florida Dental Centers St. Petersburg can provide expert guidance on the most cost-effective solutions for your dental care needs. We work hard to keep your costs for dental procedures affordable and will work with your dental insurance company to ensure that as much of your care is covered as is possible. If you need a little extra help in finding the right dental plan for your needs, we are here to help you make the right decisions in St. Petersburg.